Whether the adorable, sprightly pup you are bringing up swallows something hazardous or your pet turtle is not enjoying his swim of late and is seemingly stressed, there is no cause for you as a pet owner to be worried about anything else apart from their health. Taking them to the veterinarian should be your top priority, without having the anxiety about how you will manage the bills that you would eventually have to pay.

And, for you to focus on your pet’s health at all times, the first thing that you need to do is purchase a solid pet insurance policy. The best time to do this is is when your pet is young and healthy. Because of the growth in the number of pet owners who can afford the increasing costs of pet care and provide them luxurious living conditions, a variety of pet insurance plans are available for you to select from. Depending on the species, breed, age, and health of your pet, choose a pet insurance policy that is best suited for them.

Healthy Paws Pet Insurance and Foundation has the best customer service and seems to be the top insurer preferred by most pet owners. Low premium prices, multiple plan options that have no caps on any of their claims or any yearly limits, and coverage of all hereditary and congenital conditions that are not pre-existing at the time of purchasing the policy, is the best in the market.

Pets Best Pet Health Insurance has an accident only plan that is the least expensive of all pet insurances and covers unexpected emergency situations. The company also has customizable pet insurance plans that have an annual limit of $10,000, an option of $50-$1,000 deductibles and 70%, 80% or 90% reimbursement that is paid very quickly, in five days or less, after the claims are made.

Do the in-depth research, speak to insurance companies and find out about their riders and also speak with your veterinarian and other pet owners who have had experience in purchasing and making use of a pet insurance themselves.