If you drive a vehicle, you probably know that accidents can occur anytime. You cannot always prevent it. However, you can plan ahead and protect yourself. Your car could meet with a crash, get stolen, or get damaged due to a fire. Whatever may be the case, you must get the right kind of car insurance to save yourself from expensive bills or lawsuits. Here is a quick rundown about getting the right car insurance in Washington.

• Compulsory third party or CTP insurance
  It is a minimum and compulsory amount of protection that you must get for your vehicle. You will automatically get CTP insurance once you buy and pay for a car’s registration. It will protect you and give you coverage if accidentally injure another person in a car accident. Thus, you will get coverage if you injure any third parties accidentally. However, it does not cover the expenses of car or vehicle damage.
• Third party car insurance
  Third party car insurances will cover you for the damage, legal costs, and repairs to other individuals or third-party vehicles in an accident. Remember that it will not provide coverage for your own car. It will help you and cover you up to a certain limit if you get in an accident where an uninsured driver is at fault.
• Third party with fire and theft
  This type of insurance policy will cover your car if it gets stolen or catches fire. Some of these policies also provide coverage for car repairs up to a limit if you are involved in an accident where an uninsured driver is at fault.
• Comprehensive car insurance
  This is the highest insurance cover available. If your car is damaged due to fire, theft, or accident, it will entitle you to a replacement or extensive repairs. It will also provide coverage to any other car that has been damaged by you. It pays for the cost of repairs, irrespective of who is at fault. While it costs more than the other types of car insurance policies, it provides a lot more security too.